At Fundes Capital Ltd, we specialize in providing fast, flexible, and reliable funding solutions for businesses across the UK. Whether you’re a startup or an established enterprise, our mission is simple — help your business grow through tailored financial support.
Fast Decisions, Fast Funding: Get approved quickly, often within 24 hours.
Sales & Terminal-Based Loans: Your monthly income and card payments power your eligibility — not just your credit score.
No Hidden Fees: Transparent terms, fair agreements, and zero surprises.
Customer-First Approach: We believe in long-term relationships and real support, not just transactions.
No perfect credit history? No problem. Our starter loans are ideal for businesses using new card terminals provided by Funds Capital. Enjoy up to £60,000 behalf of card terminal with no rental fees and a fixed interest rate
To qualify for the Merchandise Loan, applicants must meet the following criteria:
Access funding based on your monthly card transactions.
Borrow up to 90% of your average monthly card sales with
a competitive fixed interest rate of 11%.
No perfect credit history? No problem get up to £60,000 per terminal with no rental fees and a fixed interest rate on our starter loans for businesses using new card terminals from Funds Capital.
Our clients keep choosing Funds Capital enjoy dedicated support, transparent terms, and tailored funding designed to help your business grow, all contributing to our impressive 93% client retention rate built on trust and results.
Access funding based on your monthly card transactions. Borrow up to 90% of your average monthly card sales with a competitive fixed interest rate of 11%.
We cater to all credit profiles, ensuring that even businesses with less-than-perfect credit histories can access funding.
From application to funding, our process is designed to be fast, secure, and hassle-free.
Funding over £150 million, helping businesses grow, thrive, and reach new milestones.
At Fundes Capital Limited, we offer a diverse range of financial products designed to meet the unique needs of small and medium-sized businesses.
No matter your credit history, we can help. Our expert team works hard to match you with the best financial product for your needs. Whether you have CCJs, defaults, or a less-than-perfect credit score, we’ll guide you toward a suitable solution.
Loans from £5,000 to £50,000
No upfront fees or hidden charges
Quick, secure online application
Cheaper interest rates tailored to your business profile
With Fundes Capital Limited, you gain access to hundreds of financial products, advanced technology, and personalized support to find the perfect funding solution for your business.
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Automated Workflow Processes Centralized Data Management Data-Driven Decision Support
Efficient Resource Allocation Cross-Functional Collaboration Tools Cost-Control Mechanisms
Personalized Dashboard Views Customizable Reporting Tools Energy-Efficient Resource Use
From humble beginnings to becoming a trusted name in business financing, Commercial Finance has grown through dedication and a clear vision.
Fill out the Form: Complete the simple online form to provide us with basic information about your business and funding requirements.
Consultation: Once we receive your request, our experienced financial consultants will reach out to you for a consultation. We aim to understand your business goals, financial history, and funding needs.
Customized Quote: Based on the information gathered during the consultation, we will create a customized quote that outlines the funding options available to you. This quote will include details such as loan amount, interest rates, and repayment terms.
Review and Approval: Review the quote at your convenience and feel free to ask any questions you may have. Once you’re satisfied, we’ll guide you through the approval process, ensuring a seamless experience.
Get Started Now:
Please fill out the form to initiate the loan process. Our team is committed to providing you with a quick and efficient response.
Fundes Capital Limited helped us secure funding in less than 24 hours. Their process was smooth, clear, and stress-free

CEO
Great service and very responsive team. The loan based on our card terminal sales really helped our cash flow.

IT Programmer
Quick approval and no hidden fees. Highly recommend them for any small business looking for flexible finance.

Clothes Designer
Excellent support from start to finish. The funding helped us expand our business without the usual hassle.
Contact Fundes Capital Limited today to explore funding options and take the next step towards achieving your goals.
At Fundes Capital Limited, we go beyond traditional lending to provide you with a comprehensive financial partnership.
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Sarah M., London
Lecturer